Form Center

By signing in or creating an account, some fields will auto-populate with your information and your submitted forms will be saved and accessible to you.
The following form may request personally identifiable or protected health information. Please see our Privacy Policy for details. This form is encrypted. SSL is on to ensure a higher level of security. A recaptcha must be completed before submission, you cannot save progress, and you cannot receive an email copy of the form.

HOME Consortium Application


  1. 1. Step One
  2. 2. Step Two
  3. 3. Step Three
  4. 4. Step Four
  • Step One

    1. Northeast Tennessee/Virginia HOME Consortium
      Downpayment Assistance Program
      JULY 01, 2017 - JUNE 30, 2018
    2. For more information, visit , or contact:
      Donna Lewis at the First Tennessee Development District, 423-722-5122
      The Northeast Tennessee/Virginia HOME Consortium has initiated an Affordable Homeownership Program designed to increase housing opportunities for low and moderate-income families. The Consortium has agreed to utilize Federal HOME funds from the U.S. Department of Housing & Urban Development and other grant programs to provide assistance in the form of a due-on-sale deferred payment loan that can be used for down payment, closing cost, and/or principal reduction. The amount of assistance will be between $1,000 and $10,000 and will be based on the applicant’s need. A Subsidy Analysis will be prepared to determine need. Assistance is subject to availability of funding.

      The First Tennessee Development District will be assisting prospective homeowners in the following areas:

      • Washington County, Tennessee*
      • Sullivan County, Tennessee
      • City of Bristol, Tennessee
      • City Of Bristol, Virginia
      • City of Johnson City, Tennessee
      • City of Kingsport, Tennessee
      • Town of Bluff City, Tennessee
      * (Homes within the town limits of Jonesborough do not qualify)

      Applicants must meet all of the following requirements:

      • The household income must be at or below 80% of area median income as established by HUD.
      • Applicant(s) cannot have owned a home in the last 12 months.
      • Applicant(s) must occupy the property as his/her principal residence.
      • Applicant(s) must complete a homeownership education program taught by approved agency prior to closing.
      • The applicant must obtain fee simple title to the property.
      • Applicants must have a minimum personal investment of $500 in the transaction.

      Property to be purchased using Consortium funds must meet all the following requirements:

      • The property must be a single-family site-built home, condominium unit, townhouse or double-wide manufactured home that is affixed to a permanent foundation.
      • The property must not be occupied by a tenant.
      • The appraised value must not exceed the HUD HOME limits. (Currently, existing homes are $166,000 for Washington County and Johnson City, TN, $ 143,000 for City of Bristol, VA and $138,000 for all other areas. NEW Construction limit is $224,000).
      • The property must pass a lead and visual inspection.